Payment Orchestration Platform

One Hub. Every Payment.

Turnipay connects payment service providers to merchants through a single, intelligent orchestration layer — eliminating fragmentation, maximising approval rates, and simplifying compliance.

Supported methodsCard NetworksDigital WalletsBNPLOpen BankingCryptoBank TransferDirect Debit
The Platform

Built for the complexity of modern payments

One integration gives you access to every payment method, intelligent routing, and real-time visibility across your entire payment stack.

Unified API

One integration. Every payment method. No per-PSP development overhead.

// Single endpoint for all PSPs
POST /v1/payments
{
"amount": 5000,
"currency": "AUD",
"routing": "auto"
}

Smart Routing

Intelligent routing rules maximise approval rates and minimise costs across your PSP network.

Real-time Reporting

Unified visibility across every PSP, transaction, and routing decision — in a single dashboard.

Enterprise Security

PCI DSS Level 1 certified. End-to-end encryption. SOC 2 Type II compliant.

PCI DSS L1SOC 2ISO 27001
How It Works

Three steps to payment orchestration

01

PSP Connects

Payment service providers integrate once via the Turnipay API. Capabilities, pricing, and routing rules are configured in the dashboard.

02

Merchant Integrates

Merchants connect to Turnipay with a single API integration and instantly gain access to every connected PSP and payment method.

03

Payments Route Intelligently

Every transaction is routed to the optimal PSP in real time — based on cost, approval rate, geography, and merchant preferences.

Integrations

Every payment method. One connection.

Turnipay aggregates 180+ payment service providers across every major category. Connect once, access everything.

💳40+ providers

Card Networks

Visa, Mastercard, Amex, UnionPay and more — with direct acquiring and gateway options.

View Providers
📱35+ providers

Digital Wallets

Apple Pay, Google Pay, PayPal, Alipay, WeChat Pay and regional wallet leaders.

View Providers
🔄25+ providers

Buy Now Pay Later

Afterpay, Klarna, Zip, Laybuy, Sezzle and the full BNPL ecosystem.

View Providers
🏦30+ providers

Open Banking

Account-to-account payments, instant bank transfers, and open banking rails globally.

View Providers
₿20+ providers

Crypto

Bitcoin, Ethereum, stablecoins and crypto payment processors with instant settlement.

View Providers
🏛️30+ providers

Bank Transfer

BECS, SEPA, ACH, SWIFT and local bank transfer schemes across 50+ countries.

View Providers
Get Started

Join the payment orchestration hub

Whether you're a payment service provider looking to reach new merchants, or a merchant seeking to simplify your payment stack — Turnipay is your single point of connection.

For Providers

Connect your PSP to hundreds of merchants through a single integration.

Apply as a Provider
For Merchants

Access every payment method through one API. Go live in days, not months.

Start Onboarding
Platform at a glance
99.99%
Uptime
SLA guaranteed
2.4B+
Transactions
processed annually
180+
PSPs Connected
and growing
<80ms
Avg Latency
routing decision